Your Guide to UBA Finance

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With the concern over the growing wealth gap, there are institutions out there that are trying to close that gap in different ways. One of them, Universal Basic Assets, is attempting to do that in the cryptocurrency market.

There is a lot to know about Universal Basic Assets and what it can potentially offer its users. Called “the institute of the future,” the company hopes that UBA Finance can close the gap and bring greater wealth opportunities to demographics that may not have previously had access.

What is UBA?

UBA, which is short for Universal Basic Assets, is a framework that is meant to help in a more equitable future. The issue is thought to be that there isn’t an issue with income inequality but with asset inequality. Assets, which are anything of value that can ultimately be converted into cash (think rental properties, stocks, etc.), are believed to be the true marker for gaining a better understanding of the wealth gap.

Those who lack those assets are more than likely to suffer if they don’t have the wages from their job. There is no safety net, no backup plan that people who have the aforementioned assets would be able to afford. That is the heart of UBA finance.

UBA is meant to be a core set of resources that everyone should have access to. This includes education, healthcare, housing, and financial security. It can also include both financial and physical assets, as well as digital assets. The approach is to instill a technological framework that gives equitable access to capital to any user to invest and spend as they wish.

UBA Finance Token

To help provide that financial equality, there is the UBA token. UBA Finance offers its own token, which is meant to be a new kind of capital for users to be able to invest in and spend. It is also meant to be an open protocol, one that helps towards future decentralized finance applications like NFTs, Defi, and lending/borrowing.

It is a new blockchain, which is what allows users to stake it or trade it, and is available for users with decentralized finance applications. It purposes 10% equity mining throughout the entire span of mining with all participants getting equal mining yields. It doesn’t matter who you are or where you come from on that front.

UBA Finance Token Price

Currently, UBA’s token is at $0.0252 per coin. Because it is still a new offering, there is not much historical data on the token. It will take time for the UBA token to gain a foothold in the market and to develop real data for things like market cap, circulating supply, price changes, and more.

It is worth watching, just as most new offerings in the crypto world are. With the right backers, any cryptocurrency can take off like a rocket. It is just a matter of being in on the right one at the right time. Being part of the Binance blockchain certainly gives it a level of exposure that some other coin offerings will never get. That alone gives it the chance to become successful in ways that other token offerings are not able to.

Jump Starting the Future

UBA is attempting to jump-start the future in a number of ways. Through their Institute for the Future, there are three ways in which they hope to jump-start the efforts toward economic equality.

Catalyze a Community

The hope is to catalyze a community of doers and thinkers all through regular convenings. These convenings will be in an effort to exchange ideas, advance solutions, and propose frameworks, among other things.

The idea is that it is crucial to bring both the best and most innovative thought leaders, all from different communities and disciplines, into the fold to build a stronger foundation. That foundation should be built around finding a new economic operating system that is built around the aforementioned Universal Basic Assets.

Conducting Research

The second way to jump-start the future is to conduct research. This should be research on a variety of different approaches for Universal Basic Assets. In particular, there is an effort to find new types of open digital assets in addition to the different interactions that happen among each of these different asset types.

Some of the research will explore business cases, some will be more technical in nature, and a lot of it will take political intent into the mix. It is important to engage business and technical experts as well as political advocates and policymakers in the discussion.

Prototype and Seed Tools

Finally, there is the need to develop seed tools and initiatives that all apply to the best way that Universal Basic Assets can be used in real-world environments. There is a need to launch experiments that become the seeds of both innovation and rapid iteration when it comes to the deployment of those basic assets.

The goal is to develop and design prototypes that have different intents. Not only that, it should document how those prototypes can impact the lives of those participating across various diversities within the economy. There is then a need to link those prototypes to building efforts within the community, measuring their success against certain community values and criteria.


The goal of UBA is to change the marketplace. They understand the nature of the game, the rules in which players participate, and how it can create an unfair landscape for those users who do not have the necessary assets.

The UBA Finance Token is an attempt to help level that playing field. Though it is still a new endeavor, there is potential to be had. Watching where this token goes and how high it is capable of rising will be an interesting journey.


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