How to Send Money on Snapchat?

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Just about every social media app out there has seen an exponential change in development, particularly since its initial launch. Snapchat is another one of those apps that has seen serious changes in development.

For instance, if you wondered how to send money on Snapchat, that is now possible through an easy-to-follow guide (more later). Let’s get into how to use it and what you might have to pay for within the Snapchat service.

How to Send Money on Snapchat?

There are a lot of reasons that you might want to send money to someone on Snapchat. The good news is that the app has now made it easier than ever to do so. It just takes a little bit of information to know how to make it all happen.

To send money on Snapchat, you need to use the Snapcash feature. Let’s take a closer look at what that is how you can use it to send money to people on Snapchat.

How to Use Snapcash?

So, now that you know about Snapcash, it just takes a little bit of help to learn how to utilize the function. This is a direct response to things like Google Wallet, Venmo, and other options allowing for effortless peer-to-peer payments.

Snapchat has joined the fray with its Snapcash feature, which allows users to send money quickly through their chat feature. This started with the implementation of p2p payments as well as through merchants and e-commerce.

It is important to note that users have to be at least 18 years old to use Snapcash. They can add their Mastercard or Visa debit card, with all the information being held by Square Cash. This allows users to feel safe and secure each step of the way, sending money without any reservations.

To use the Snapchat feature, all you have to do is hit the “$” icon when in the text chat. From there, you put in the amount that you want to send. The app will recognize that you are trying to pay, changing the button and then allowing you to tap to deposit money to the other person’s account. Even if they haven’t signed up, the cash will be waiting for them when they do.

Do You Have to Pay for Snapchat?

To use the basic Snapchat app, you do not have to pay for it. This allows any user to access all of the basic features that the app offers. But when it comes to the Snapchat+ feature, users do, indeed, have to pay.

Snapchat+ offers a number of different features that users can really benefit from. For instance, it offers users the chance to see who is viewing their story more than once. It also allows them to change the app’s icon. This is just the tip of the iceberg as to what is covered through the pay feature.

Again, it is important to reiterate that users do not have to pay to use the basic Snapchat app. There has been a lot of confusion surrounding this issue and it bears explaining.

The Downsides of Snapcash

Though it definitely offers some benefits to users, there are a few things that definitely aren’t universally loved. One of the biggest issues is that there is no way of canceling a transaction after it has been sent. If you fat-finger the amount and send way too much, or you send it to the wrong person, then there is a real likelihood that you have created a headache for yourself.

If you have sent money to someone that you know, they could always send the difference back so that everything turns out in the proper amount. But if you mistakenly send it to someone that you don’t know, then there is a good chance that the money is gone.

At the very worst, you may be able to potentially dispute it through Square. There is no guarantee that it will work, but it is better than counting it as a loss and moving on without trying anything first.

Is It Safe?

As is the case with any cash transfer function, users will want to know whether it is safe or not. It is worth noting that the only major security feature within the Snapchat platform is a setting that will require you to enter the security code on your card before you can send a payment.

Given how there are safety issues with different cash transfer apps, wondering how to send money on Snapchat might not necessarily be the question on your mind. There has also been a history of hacks on the app, which can raise concerns for users.

That being said, the processes are handled by Square Cash. They are known for giving small businesses the opportunity to accept credit card payments. This is through a swiping device that can be used for smartphones or tablets. It has a long-standing history of properly and securely storing information.

It is also worth noting that you can only use a debit card with Snapcash, not a credit card. There is a longstanding concern over using a debit card versus a credit card because, should there be a breach, then personal information like PIN numbers could be potentially lost. There are a certain set of risks that come with using any institution like this, not just Square Cash and Snapcash.


Snapchat has undergone a lot of changes in a relatively short period of time. In addition to a Snapchat+ feature, which allows subscribers to gain access to a plethora of functions that aren’t otherwise accessible, there is also the ability to send money.

There are more and more changes coming through the Snapchat platform all the time. This is one of the latest and has the chance to make certain functions a lot easier for users.


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